Rates

RATES
Date: June 18, 2012 

Certificates of Deposit

TERM CD Type ANNUAL
PERCENTAGE
YIELD
INTEREST
RATE
SIMPLE INTEREST OR
COMPOUNDING
FREQUENCY
EARLY
WITHDRAWAL
PENALTY*
AUTOMATICALLY
RENEWABLE
  Reg Jumbo          
90 Day++     0.07% 0.07% Simple 90 Day Yes
180 Day++ D D1 0.15% 0.15% Simple 180 Day Yes
180 Day++ 1D 2D 0.05% 0.05% Simple 180 Day Yes
12 - 23 Month E, F E1, F1 0.24% 0.24% Quarterly 180 Day Yes
12 - 23 Month 1E, 1F 2E, 2F 0.14% 0.14% Quarterly 180 Day Yes
24 - 35 Month G G1 0.34% 0.34% Quarterly 180 Day Yes
24 - 35 Month 1G 2G 0.24% 0.24% Quarterly 180 Day Yes
36 - 47 Month H H1 0.44% 0.44% Quarterly 180 Day/365 Day+ Yes
36 - 47 Month 1H 2H 0.34% 0.34% Quarterly 180 Day/365 Day+ Yes
48 Month + I I1 0.44% 0.44% Quarterly 365 Day Yes
48 Month + 1I 2I 0.34% 0.34% Quarterly 365 Day Yes
 

IRA Certificates of Deposit - $1,000 minimum to open

TERM   ANNUAL
PERCENTAGE
YIELD
INTEREST
RATE
SIMPLE INTEREST OR
COMPOUNDING
FREQUENCY
EARLY
WITHDRAWAL
PENALTY*
AUTOMATICALLY
RENEWABLE
12 - 23 Month     0.24% 0.24% Quarterly 180 Day Yes
24 - 35 Month     0.34% 0.34% Quarterly 180 Day Yes
36 - 47 Month     0.44% 0.44% Quarterly 180 Day/365Day+ Yes
48 Month +     0.44% 0.44% Quarterly 365 Day Yes

 


DDA and Savings Products

PRODUCT**   TIER BALANCES*** ANNUAL
PERCENTAGE
YIELD
INTEREST
RATE
INTEREST
COMPOUNDING
   
               
Check Plus   < $10,000 0.05% 0.05% Monthly    
    =>$10,000 0.05% 0.05%      
    =>$25,000 0.09% 0.09%      
    =>$100,000 0.14% 0.14%      
               
Business Plus
Commercial NOW
  < $10,000 0.05% 0.05% Monthly    
  =>$10,000 0.05% 0.05%      
    =>$25,000 0.09% 0.09%      
    =>$100,000 0.14% 0.14%      
               
Money Market Sav
Personal
  < $10,000 0.05% 0.05% Monthly    
  =>$10,000 0.09% 0.09%      
    =>$25,000 0.11% 0.11%      
    =>$100,000 0.17% 0.17%      
               
Money Market Sav
Commercial
  < $10,000 0.05% 0.05% Monthly    
  =>$10,000 0.09% 0.09%      
    =>$25,000 0.11% 0.11%      
    =>$100,000 0.17% 0.17%      
               
Statement Savings   None 0.05% 0.05% Quarterly    
               

 All rates subject to change at anytime
*Substantial Penalty for Early Withdrawal 
**Service Fees Can Reduce Earnings  Click here to view fee schedule.
***Interest Rate Paid Determined by Tier Corresponding to each day's minimum balance
+Certificates of Deposit with a term of less than 180 days will be assessed a 90 day early withdrawal penalty, equal to 180 days through 36 months will be assessed a 180 day early withdrawal penalty, and greater than 36 monthswill be assessed a 365 day early withdrawal penalty.
++Other terms less than one year are available. Check with a Personal Banker for the rate, annual percentage yield and applicable Early Withdrawal Penalty.
Check with a Personal Banker for a current list of service fees and charges
 
Member FDIC